Banks and NBFCs
CogitX helps financial institutions move from fragmented data and manual checks to intelligent, decision-led operations, across credit, compliance, and recovery

Our agentic systems reason over financial data, documents, policies, and regulatory rules to support faster decisions, tighter risk control, and audit-ready operations at scale
Book Demo
Book Demo
Credit Risk Assessment
Credit
Underwriting
AI agents evaluate borrower data, financial statements, bureau inputs, and policy rules to support faster, more consistent credit decisions — without weakening risk controls
Regulatory Compliance
Audit Prep
Continuously organize evidence, controls, and decision trails across lending and operations — ensuring audit readiness and explainability for internal and external regulators
Recovery Operations
Collections Manager
AI agents prioritize cases, recommend next-best actions, and adapt recovery strategies based on borrower behavior — improving collections efficiency while maintaining compliance